Renters Insurance
Do you rent a home, condo, or apartment? If you reside in Connecticut and need protection for your valuables, we can assist you here at CT Insurance Advisors in choosing the right coverage for you. Without insurance, you will be left to pay out of pocket for damages if something were to occur, such as a natural disaster, water backup damage, and more. It doesn't matter if you rent for the first time because we can help you get the protection you need.
Renters Insurance Requirements
Renters' insurance is not required in Connecticut. However, it may be required by your landlord. If this is the case, you must obtain renters insurance since the landlord's coverage will not protect your personal items.
Renters Insurance Coverage
Renters insurance is highly recommended and beneficial since it can cover all of the following:
- Contents- This will help keep your clothing, furniture, and other items covered from losses. Items excluded from personal property coverage include appliances or fixtures that come with the rental unit. This is the responsibility of your landlord.
- Loss of use- This will provide you with the necessary reimbursement for additional living expenses if a loss occurs that prevents you from staying in your home.
- Personal liability- You will be able to obtain help paying for covered damages or bodily injury resulting from an accident in your home.
- Building additions- This will cover damage to alterations, fixtures, or additions you make to your home.
- Medical payments- If someone were injured while on your property, this will provide limited coverage for them.
Quotes
Please contact CT Insurance Advisors today to obtain a quote for renters insurance. You can also give us a call or visit our location. We serve all residents in the state of Connecticut.
