Home Insurance
Congratulations on the purchase of your home! Owning a home is undoubtedly an exciting time in anyone's life, but it's also a time with increased responsibilities. One of the first things you'll need to do is consider a home insurance policy. We proudly welcome you to CT Insurance Advisors. Our professional team is here to serve residents of Connecticut who need a trusted place to purchase homeowner's insurance.
Understanding Home Insurance
It's essential to understand the importance of home insurance, especially if this is your first home purchase. It's a requirement if you have a mortgage with a lender, and it protects you and your family in the event of an unforeseen event. Home insurance can cover natural disasters, fires, theft, or if a visitor is injured on your property.
Home insurance is considered a package policy because it combines several types of coverage. The coverages can typically include:
- Dwelling coverage- This part is for the actual home, covering things such as foundation issues, the roof, and the home's framing.
- Other structures- The parts of your home, such as sheds, detached garages, and fences, are typically covered under this part of the policy.
- Personal property- Your belongings inside the home, such as furniture, electronics, clothing, etc.
- Temporary living expenses would provide a place to live while your home is being repaired or even rebuilt if it's been destroyed.
Other components of a home insurance policy include liability coverage, which protects you should a visitor get hurt on your property and takes legal action.
Get A Quote on A Connecticut Home Insurance Policy
At CT Insurance Advisors, we take pride in knowing that all our customers have different needs, which is why no two home insurance policies are the same. If you want a personalized estimate, feel free to call us to speak with one of our friendly experts.
